The proper action to settle a boundary dispute is either :
a)an action for "Forcible Entry" under Rule 70,or
b)An action for "Recovery of Possession de Facto".
An action for forcible entry, whenever warranted by the period prescribed in Rule 70, or for recovery of possession de facto, also within the prescribed period, may be availed of by petitioners, in which proceeding the boundary dispute may be fully threshed out.
magandang araw!
ReplyDeletepuwede po ba magtanong regarding po bahay na gusto naming bilhin...
nagstart po kami makipag-usap sa developer last september 2009 pa and nag start kami magbayad ng
equity november 2009 up to february 2011....5,026 pesos ang equity/month.
nung matapos po ang payment nagpasa kami ng requirements then tatawagan daw po kami kapag approve na ng PAG-Ibig at ready for take out na ang bahay...
pero hanggang ngayon po eh wala kami natatanggap galing sa developer kahit anung tawag..
ayaw na po naming ituloy ang pagbili ng bahay
kasi meron na po kaming tinitirhan nagyon....posible po ba na makuha pa namin ang ibinayad namin na equity kasi may mga nagsasabi na hindi na raw...
sayang naman po kasi nas higit 80k po yung naibayad namin....anu po ba ang dapat kong gawin.....
maraming salamat po!
depends on your contract
ReplyDeletealthough if you have any complaints,
go to HLURB for resolution.
http://hlurb.gov.ph/services/
I believe you can be refunded with the amount you pay since there are laws protecting the installment buyers. One of these laws are the Presidential Decree No. 957 and the Republic Act 6552, otherwise known as the Maceda Law.
ReplyDeleteIn the IRR of PD 957, kindly read Section 24 which states:
"Section 24. Non-forfeiture of Payments
No installment payment made by a buyer in a new or existing subdivision or
condominium project for the lot or unit he contracted to buy shall be forfeited in favor of
the owner or developer when the buyer, after due notice to the owner or developer
and clearance from the Board desists from further payment due to the failure of the
owner or developer to develop the project according to the approved plans and within the
time limit for complying with the same. Such buyer may at his option be reimbursed the
total amount paid including amortization interests but excluding delinquency interests,
with interest thereon at the legal rate."
Follow the words of the Banker to visit the Office of the HLURB nearest you.
Thanks.
Hi po! Meron din po kaming kinuhang house and lot and we started paying last february lang, nakalagay sa agreement contract na if we decide not to pursue anymore within the range of 20% dp, lahat ng nabayad namin forfeited. That means wala kami makukuha sa naibayad namin, medyo malaki monthly amortization almost 40k a month. An agent adivised us na if we want our money back and even earn from it, wait namin matapos ung 20% dp hanggang maprocess ung transfer sa name namin which is by feb or march,2012. But until then we have to shoulder the transfer fee etc.. how long po pinaprocess ang transfer? They say after that pwede na uli sell ung house sa iba..
ReplyDeleteEmerald
Emerald,
ReplyDeletedepends sa contract ninyo.
usually "forfeited" nga yun.
even if you complete your 20% DP, at mag-arrears din kayo sa installment payments, it will also be "forfeited"
the only safe solution dyan is to seek a new buyer at reimburse lang kayo ng nabayad ninyo.
next time, before you sign anything, tingan maigi ang projected cash flow ninyo especially for such big investment.
IHMO
yes banker i understand, kaya nga we are hoping na mabilis lang ang transfer then sana makahanap agad ng buyer. i already emailed the developer wala pa reply. and it's true di namin nareview before signing ung agreement contract. thank you very much.
ReplyDeleteEmerald
transfer of ownership usually occurs pag fully paid na.
ReplyDeleteyou can simply arrange an "assumption" of sale
maintaining the existing documents. although I am not sure what is their procedures.
Hi po! Ask ko lang kasi I have a friend na meron housing loan with pag-ibig last year na-approved lang and assumed lang yung house and lot (not a brand new house and lot) at medyo delinquent ako sa payment and last december i got a warning letter from pag-ibig regarding not paying for 3 consecutive months na po. Ang tanong ko lang po if pwede ba nila i-foreclose yung house and lot since yung friend ko has still in her possession yung original title na supposedly kinuha yun ng pag-ibig before narelease yung loan?
ReplyDeletePwede po ba ang pag-ibig mgfile ng null and void sa title na yun since hawak pa rin ng friend ko yung title nya at nailipat na sa kanya yung title?
Thank you po.
1. please indicate your username;
ReplyDelete2. how can PAG-IBIG release a loan without surrendering the owner's duplicate title?
3. technically, PAG-IBIG can foreclose on the property IF the mortgage has been annotated in the original title which is being lodged with the Register of Deeds.
Hi again!
ReplyDeleteYes, sa last page ng original title annotated po but pag-ibig could just get an original title po ba sa register of deeds even hawak ng friend ko yung title?
Makru
Makru,
ReplyDeletethe ORIGINAL is in the Register of Deeds.
What you are given is the called:
" Owner's Original Duplicate Copy"
the RD/Pag-ibig can ask you, thru a court order, to surrender the title, otherwise, the title will be cancelled and a new title will be issued after PAG-iBIG acquires ownership thru foreclosure proceedings.
the best recourse here is simply to ask PAG-IBIG for a restructuring.
Hello Banker!
ReplyDeleteGood day to you! I really am glad to find your blog site, enlightening us, people with credit card problems.
Ask ko lang po,may credit card problem din po ako with Citibank and HSBC since 2006, that is more than 5yrs now.I was jobless then because of health problem. Ngaun po, may work ako self employed, and I am planning to apply for a housing loan from a low-cost housing lang po. The problem is, since Pag-ibig did not approve my housing loan application because I don't have an Income Tax Return. I opted for bank loans, kaya lang po,ni reject ung application ko nung malaman na may utang ako sa credit card before. Saan po kaya ako pwedeng mag avail ng housing loan, since ni-reject ako ng bank? I cannot pay the credit card din, kc iba po ang gumamit nung amount na napurchase dun kaya d ko matanggap na bayaran ko un. PLEASE HELP!
hOPE for your reply. Thank you and God bless!
Hope things will fall in its proper places and sana po mabawi po ninyo yung pera ninyo na naihulog, pumunta po kayo sa mga taong may mga nalalaman about that thing.
ReplyDeleteZumii
hello po..sir nais q lng itanong..bumili ako ng lupa deed of sale lang ang hawak ko...tpos pumunta ako sa registry of deeds kung my titulo n ang lupa o wla p...at sabi mayroon n pro hindi p dw napirmahan sa taas..then sinabi nila sa akin ang mga kailangan pang isubmit tulad ng tax clearance,deed of sale,at tax declaration..tpos my binayaran q p...then after 3 months nkuha q n ang title ng lupa...ng itanong q kung ano ang mga dpat gawin s pagtransfer ng pangalan sa titulo,sinabi doon sa RD na magpgwa dw aq ulit ng deed of sale dahil ang pangalan sa titulo ay senior at hindi junior...patay n po kc ang senior.ang buhay p po ay ang nag iisang anak nya, itong junior,ngayon po patay n rin ang junior...ang taong nagbenta sa amin...ang sabi sa RD wla dw ung pangalan ng ama nya sa deed of sale,...pro idiniklara nman sa deed of sale ang iksaktong lote...nais ko lnga malaman hindi ba tlga pwede yong deed of sale n ngawa?at ano ang magandang gawin..patay n po ang nagbinta s amin...
ReplyDeleteang mag-mana ng lupa ay yung asawa and/or anak ni Senior. at kung patay na po si Junior, ang mga heirs naman ni Junior ang mag-mana ASSUMING isa lang siyang anak.
Deletekindly check first kung ang original Deed of Sale is really Senior or Junior. after that, baka correction lang ng typo error.
Look for a licensed Real Estate Broker to assist you. wag lawyer.
Hello po banker, ask lang po ako sir kasi meron po kami lupa na title ang nangyari itong taga dpwh nag widening lahat nang bahay duon ginaba na kasi mga declaration lang yung kanila ehh samin title na yun. possible po ba na yung lupa din po namin mahagip nung project nila. thank you po banker.
Deletewhether it is title or not, the gov't can exercise its power under Eminent Domain
Deletethank you banker naging malinaw lahat.
ReplyDeletelast question po banker, do we still have a chance na makuha po yung lupa na natransfer ng papa ko sa pinagkakatiwalaan nyang mag asawa.nung time na yun bawal kasi dalawa ang rights nagkataon yung tinitirhan namin rights din late na namin nalaman na bawal pala. ang nangyari po kasi pinagawan ulit ng papa ko nang deeds of sale para ma transfer sa name ng pinagkakatiwalaan niyang mag asawa. kasunduan nila verbally na pagka edad ko ng legal age na etratransfer na sa pangalan ko.ang nangyari ayaw na nila pumerma ulit. may laban pa po ba kami dito sir. maraming salamat banker malaking tulong po ito kasi nagkakagulo parents ko. ang daming problema regarding sa nabili nilang lupa. maraming salamat talaga banker. GOD BLESS po
you cannot sell a right.
DeleteI am not in a position to review the documents,thus, better contact a LICENSED real estate practitioner to review the facts BEFORE you take your case of a lawyer.
Hi banker, just want to ask regarding our property may title po sya kaso yung bahay na katabi ng lupa namin nag extend sa portion ng lupa namin. ika ilang bisis na sila pinuntahan ng brgy kaso ayaw maniwala kasi papel lang daw hawak namin e may title nga kaya pinuntahan sila nang brgy. pagbalik namin giniba nya po yung landmarks po tsaka nag build na sya ng bahay nya dun. ano gagawin namin banker.
ReplyDeleteget a certificate to file action from the barangay and then file the above case in the proper court.
DeleteKmxta po kayo banker, meron kasi akung property title sya kaso may nang giba ng landmarks ko. Sabi nung nang giba sila daw una dito pero wala silang katibayan. ilang ulit na namin inasikaso sa court wala pung nangyari ano po gagawin dito banker. salamat sa advise banker. please reply po
ReplyDeletehello banker this is john, ask ko lang po if ang estafa case ba bailable of non bailable? to be specific sa estafa like talbog na checki banker. thank you
ReplyDeleteiba po ang estafa sa BP 22 case.
Deletebouncing check is bailable at P4,000.00/check
Hi po, gusto ko lang po mag tanong about s case po namin.. Ung property po tinirahan po namin since 1884 until 2013 ay nag kakaso po dahil po s nag claim po ang tito ko n sya ang may ari at binili dw po niya s parents nila ung property nung 1983.. Den nag karoon po ng kasohan s rtc at mtc natalo po kami kaya n eject po kmi s property.. Umapila po kami s court of appeals at nanalo po kami dahil luck of evidence po ang tito ko po.. Dahil po s 1983 po dw niya nabili ung property s parents nila at 2010 lang po niya ipinalipat s pangalan po niya s title.. Umapila din po ang yito ko s supreme court pero kami p din po ang nanalo.. Same din po ang nilabas ng supreme court luck of evidence p din.. Meron n po kami hawak n enrty of jugdement .. Bali possesion po n makabalik kami at matiran ang property.. Ask ko lang po pwd po b namin makuha or mailaban ang ownership ng property?
ReplyDeleteSalamat po.. God bless po
op kors. since final and executory na ang judgement, puede na po ninyo ma repossess ang property, maybe in a peaceful way.
Deletehowever, you can go thru a complaint for "forcible entry".
ask your lawyer.
Ask ko lang po Banker nakabili po kmi ng lupa sa, ang buong akala nmin ay ung pangalan sa titulo ng lupa ay nakapangalan sa taong ng benta samin, pro isang taon ang nkalipas saka lang nmin nalaman na ang lupa ay hndi nakapngalan sa taong ng benta samin pro may hawak syang deed of sale na nka register sa RD, sa madaling salita meron din kaming deed of sale sa pagitan namin ng nag benta pro un titulo ay ibang tao, kaya prang magulo un png yayari at gusto na namin bawiin un perang ibinayad namin dahil hndi nmn nka pngalan sa taong nag benta smin ang lupa kundi deed of sale lang din ang hawak nya, isa pa ano ang maari namin isalba sa kanya sa kadahilanang ng benta sya samin ng lupa na deed of sale lng hawak nya at nka sangla pa sa ibang tao kahit cnabi nya smin na tutubusin naman nya...sa ngaun nag mamatigas syang ayusin nya raw un titulo e hndi nanmin gusto pang ituloy dahil sa takot na magulo ang lupa na yun sa umpisa palang.
ReplyDeletehere's the standard clause for seller in good faith:
ReplyDeleteThat the VENDOR does hereby warrant valid title to, and peaceful possession of the property herein sold and conveyed, and further declares that the same is free and clear of all liens and encumbrances of any kind whatsoever.
if not, that is swindling.
lol!