Can They Get My House?

I have a CC debt.
Can they get my house?

Well, let us assume what most Filipinos have - one and only property - your home.
These are normally under mortgage with Pag-ibig under a Housing loan facility.
The right to claim (first lien) therefore rests with that creditor.
If other creditors wants it, first, they have to pay & satisfy the claim of the holder
before they can have that first lien/priority.

BUT what if your debt is only P100,000.00 but the value of your house is a cool
P2 million?
well, the law requires that you get your change.